Group Life is ideal for companies that wish to insure their employees against accidental death or permanent total or partial disability due to an accident at the workplace.

It is beneficial for the employer to provide such a cover to the entire staff and has various benefits over individual insurance.

Unlike an individual life insurance where one might get rejected, group life coverage usually can be considered as easy to qualify. In this case, the premium covers the group as a whole and therefore has the potential to get guaranteed insurance cover with no medical questions.

Such coverage can become part of the benefits package offered to the employees at no extra cost yet doesn’t cost the employer a hefty amount.